In terms of Information Technology Act, 2000, this document is an electronic record.
            Being generated by a computer system it does not require any physical or digital
            signatures.
            
            
            Please read these Terms and Conditions of Use ("Terms") carefully. These Terms,
            along with the others found on our application, include our policy for acceptable
            use of application, its content, the content posted on the application, your rights,
            obligations and restrictions regarding your use of this application. By accessing
            this application, you accept, without limitation or qualification, all the Terms
            applicable to the application, as amended from time to time. You are only authorized
            to use application and its services if you agree to abide by all applicable laws
            and to these Terms. If you do not accept these Terms, you must discontinue use of
            the application. Notwithstanding anything else to the contrary, it is hereby specified
            that product or service availed by you shall be subject to specific terms governing
            such transaction, over and above the terms set forth herein.
            
            
            We may modify these Terms from time to time and such modification will be effective
            upon posting on this application. You agree to be bound to any changes to these
            Terms when you use this application after any such modification is posted. It is
            important that you review these Terms regularly to ensure you are updated as to
            any changes made.
            
            
            We reserve the right, in our sole discretion, to terminate the access to the application
            and the related services or any portion thereof at any time, without notice.
            
            
            "We", "Us", "Our" "Company" shall mean this application, owned by Narnolia Group.
            
            
            "Terms", "Terms and conditions", "Policy", "T&C" shall mean the entire Agreement
            and all parallel policies that you agree to in mutual agreement by using our Application.
            
            
            "You", "Your", "User" refers to the user of the Application. "User" in this context
            shall mean and refer to the legal / natural entity the Company has entered into
            an agreement with to facilitate and provide the User's access to Products & Services
            and other content available on the Application. It is hereby specified that the
            term User shall also include legal / natural entities making payment for Products
            & Services offline through modes of payment other than Internet banking or the payment
            gateways made available.
            
            
            "Content" refers to any text, image, graphic, video, audio or all forms of data
            which are made available on the Application.
        
Additional Terms may apply when you use / purchase Products or Services on the application. You agree to abide by the terms and conditions imposed by us, including payment of all the amounts when due, and comply with all rules and restrictions regarding the Products or Services.
            Minors (as defined under the laws of their jurisdiction or residence) are not eligible
            to register for, use or Purchase the Products or Services available on the application.
            
            
            Without limiting any other provisions of these Terms, you may not use this application
            for any purpose that is unlawful or prohibited by these Terms and/or any applicable
            additional terms. Your access of this application may be terminated immediately,
            in our sole discretion, with or without notice, if you fail to comply with any provision
            of these Terms and/or additional terms, or for any other reason, or no reason.
        
            Access to certain areas of theapplication is available only to registered Members.
            To become a registered Member, you are required to provide certain information.
            You represent and warrant that all information which you supply to us about yourself
            and others is true and accurate.
            
            
            You are responsible for maintaining the secrecy of your User Name and Password.
            In addition, you will be financially accountable for all use of our application
            by yourself and anyone using your password and login information. In the event you
            provide us with false and inaccurate details or we have reasonable reasons to believe
            you have done so, we hold the right to permanently suspend your account.
        
            By using this application, it is deemed that you have consented to receiving calls,
            autodialed and/or pre-recorded message calls, SMS, from us or our vendors, at any
            time, on the telephone number / contact information that has been provided by you
            even if the contact number you have entered is on DND (Do not Disturb), for the
            use of this application or our services. We may send inquiry confirmation / intimation,
            booking confirmation, cancellation, payment confirmation, schedule change or any
            such other information relevant for the transaction, via SMS or by voice call on
            the contact number given by the User at the time of registration / reservation.
            We may also contact you to clarify your inquiry, seek additional details pertaining
            to it, etc. The use of this application is also your consent to receive SMSs from
            us and our vendors at any time, as we deem fit. This consent to be contacted is
            for purposes that include and are not limited to clarification calls and marketing
            and promotional calls.
            
            
            You may also be contacted by Service Providers with whom we have entered into a
            contract in furtherance of our rights, duties and obligations under this document,
            and all other policies followed by us. The sharing of the information provided by
            you is governed by the Privacy Policy.
            
            
            You hereby unconditionally consent that such communications via SMS and/ or voice
            call is (a) upon your request and authorization, (b) 'transactional' and not an
            'unsolicited commercial communication' as per the guidelines of Telecom Regulation
            Authority of India (TRAI) and (c) in compliance with the relevant guidelines of
            TRAI or such other authority in India and abroad. We may send communication via
            SMS, Email & Android app notification. The delivery of the SMS on national and international
            numbers is solely dependent on the vendor's infrastructure and the network of the
            receiver. We will not be responsible for delay in delivery or non-delivery of the
            SMS.
            
            
            You hereby agree and undertake to indemnify us against all types of losses and damages
            incurred by us due to any action taken by TRAI, Access Providers (as per TRAI regulations)
            or any other authority due to any erroneous complaint raised by you against us with
            respect to the intimations mentioned above or due to a wrong number or email id
            being provided by you for any reason whatsoever.
        
            The content of this application is for your general information and use only. It
            is subject to change without notice.
            
            
            Your use of any information on this application is entirely at your own risk, for
            which we shall not be liable. It shall be your own responsibility to ensure that
            any products, services or information available through this application meet your
            specific requirements. In no event shall we assume or have any responsibility or
            liability for any Content posted or for any claims, damages or losses resulting
            from use of Content and/or appearance of Content on the Application.
            
            
            The material on this application is protected by Indian and international copyright,
            trademark, and other applicable laws. You may not modify, copy, reproduce, republish,
            upload, post, transmit, publicly display, prepare derivative works based on, or
            distribute in any way any material from the application without a license or other
            written permission obtained in advance from the owner of such Intellectual Property,
            including but not limited to text, audio, video, code and software.
            
            
            During your use to this application, however, you may download the material displayed,
            for personal use only, provided you retain all intellectual property legends contained
            in the materials, if any. We neither warrant nor represent that your use of materials
            displayed on this application will not infringe rights of third parties not owned
            by us or affiliated with us. For the removal of doubt, it is clarified that unlimited
            or wholesale reproduction or copying of the content for commercial purposes and
            unwarranted modification of data and information within the content of the application
            is not permitted.
            
            
            We shall have the right to remove or edit any content that in our sole discretion
            violates, or is alleged to violate, any applicable law or the spirit of these Terms
            of Use. Notwithstanding this right, you remain solely responsible for the content
            of the materials you provide.
            
            
            You are strictly prohibited from posting or transmitting any unlawful, threatening,
            libellous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane
            material that could constitute or encourage conduct that would be considered a criminal
            offense, give rise to civil liability, or otherwise violate any law.
            
            
            You are a restricted user of this application and the services offered by us. You
            agree not to access (or attempt to access) the application and/or the materials
            or Services on our platform by any means other than through the interface that is
            provided by us. To obtain or attempt to obtain any materials, documents or information
            through any means not specifically made available through the Application is hereby
            expressly prohibited.
        
We shall own and retain the complete Intellectual Property rights in the (i) Services and grant user a non-exclusive, non-transferable, limited license to use the application only for the purpose of receiving the Services and/or utilizing the deliverables in accordance with the terms herein as well as other terms on the Application.
The application may provide links to other website/applications or resources. Because we have no control over such website/applications and resources, you acknowledge and agree that we are not responsible for the availability of such external website/applications and resources, and do not endorse and are not responsible or liable for any content, advertising, products or other materials on or available from such website/applications or resources. You further acknowledge and agree that we will not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use or reliance on any such content, goods or services available on or through any such website/applications or resource.
Unauthorized access to registered areas of this application by non-registered users is strictly prohibited. If you have a user password allowing access to a non-public area of this application, you may not disclose or share your password with any third party(ies) or use your password for any unauthorized purpose.
            You expressly understand and agree that, to the maximum extent permitted by applicable
            law:
            
            
            This application, the services and other materials are provided "AS-IS", without
            warranty of any kind, express, implied, statutory or otherwise, including the implied
            warranties of title, non-infringement, merchantability or fitness for a particular
            purpose and that we assume no responsibility for your (in) ability to (or any costs
            or fees associated with your (in) ability to obtain access to application nor do
            we assume any liability for the failure to store or maintain any user communications
            or personal settings.
            
            
            PROVIDED that the User agrees, accepts and understands that all Product & Services
            work is carried out on a good-faith basis and as per specific understanding / agreement
            by and between us and the party concerned.
            
            
            The application makes no warranty that
        
            No information, whether oral or written, obtained by you from us or through or from
            our services shall create any warranty not expressly stated in these terms and conditions.
            
            
            The user understands and agrees that any material or data downloaded or otherwise
            obtained through the application, including all services related work is done entirely
            at their own discretion and risk and they will be solely responsible for any damage
            to their computer systems or loss of data that results from the download of such
            material, data or service. The application accepts no liability for any errors or
            omissions, with respect to any information provided to you whether on behalf of
            itself or third parties.
            
            
            In no event shall we be liable to you or any third party for any indirect, consequential,
            exemplary, incidental, special or punitive damages, including lost profit damages
            arising from your use of application or its services even if we have been advised
            of the possibility of such damages.
            
            
            To the maximum extent permitted by applicable law, we will have no liability related
            to user content arising under intellectual property rights, libel, privacy, publicity,
            obscenity or other laws. The application also disclaims all liability with respect
            to the misuse, loss, modification or unavailability of any user content.
            
            
            You agree to indemnify, defend and hold harmless us including but not limited to
            our affiliate, vendors, agents, associates and employees from and against any and
            all losses, liabilities, claims, damages, demands, costs and expenses (including
            legal fees and disbursements in connection therewith and interest chargeable thereon)
            asserted against or incurred by us that arise out of, result from, or may be payable
            by virtue of, any breach or non-performance of any representation, warranty, covenant
            or agreement made or obligation to be performed by you pursuant to these terms of
            use, or any other action incurred by you as a result of using the application or
            the vendor services offered therein.
        
            This agreement is governed and construed in accordance with the Laws of Union of
            India. You hereby irrevocably consent to the exclusive jurisdiction and venue of
            courts in Mumbai, Maharashtra, India, in all disputes arising out of or relating
            to the use of our application/services. Use of our application/services is unauthorized
            in any jurisdiction that does not give effect to all provisions of these terms and
            conditions, including without limitation this paragraph. You agree to indemnify
            and hold the Company, its subsidiaries, affiliates, officers, directors, employees,
            and representatives harmless from any claim, demand, or damage, including reasonable
            attorneys' fees, asserted by any third party due to or arising out of your use of
            or conduct on the application/services.
            
            
            The section titles and other headings in these Terms are for convenience only and
            have no legal or contractual effect. Your acceptance of these terms, and your use
            of the application do not create a joint venture, a partnership, an employment,
            or an agency relationship with us. You may not assign, delegate, or transfer your
            rights or obligations under these Terms. Our failure to exercise or enforce any
            right or provision of these Terms will not operate as a waiver of such right or
            provision. If any provision of these Terms is unlawful, void or unenforceable, that
            provision is deemed severable and does not affect the validity and enforceability
            of any remaining provisions.
        
We shall not be responsible for delay or default in the performance due to contingencies beyond our control, such as (including but not limited to) losses caused directly or indirectly by exchange or market rulings, suspension of trading, fire, flood, civil commotion, earthquake, war, strikes, failure of the systems, failure of the internet links or government / regulatory action.
There will be absolutely no refunds and cancellations. We do not offer refunds on services that have already been taken. For this reason, we strongly recommend that before payment, you:
By making a payment for services, you acknowledge that you have read and agree to the above No Refund and No cancellation Policy.
All notices, correspondences or communications shall be served in any one or more of the following modes of communications and such notice or communication shall be served at the ordinary place of residence and/or last known web address / residing address and / or at the ordinary business address of the party to this agreement such as-
Any communication sent by us to the Client shall be deemed to have been properly delivered or served, if such communication is returned on us as unclaimed / refused / undelivered, if the same was sent in any one more of the above modes of communication to the ordinary place of residence and / or last known web address /residing address and / or at the ordinary business address of the client.
NARNOLIA INVESTMENT ADVISORS PRIVATE LTD. is a SEBI Registered Investment Advisor, SEBI Registration No.INA300005439, Validity: Permanent, Type : Non-Individual and BASL Membership no. 1020, ROC CIN- U67120WB2007PTC259515, Registered office: Marble Arch, 236B AJC Bose Road, 2nd Floor, Room No. 201, Kolkata – 700020, Corporate Office: 803, A wing, Kanakia Wall Street, Chakala, Andheri East, Mumbai - 400093, Maharashtra; Principal Officer: Sanjeev Damani, Contact No. 022 6270 1200, email id compliance@narnolia.com. Compliance Officer: Anchal Narnolia, Contact No. 022 6270 1200, email id iap@narnolia.com. SEBI Regional office address: 16 Camac Street, L&T Chambers 3rd Floor, Kolkata- 700 017
Investment in Securities Market is subject to Market risks, read all the related documents carefully before investing. Past performance may not be indicative of future results and no promise or guarantee can be given for the same. Registration granted by SEBI, enlistment as IA with Exchange and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Performance related information is not verified by SEBI. For detailed disclosures & disclaimers please refer to our website at www.narnolia.com. Grievance Officer: Rana Debnath, for grievances kindly mail us at ig@narnolia.com or call us at 022-6270 1200.